To save money, one has to maintain a budget that accounts only for necessary expenses. When you find the tips that you feel is going to work best for you then you will want to create a budget so that you can see the areas that you need to work on the most. This will allow you to better see what income you have coming in and where you are spending your money. This will show you where you can start trying to cut down on your spending. This will help people in the US and in Singapore.
So where do you start? It really does not matter where you start trying to save money as long as you are trying. In many cases many people start with things that they can do without. This can include cable, internet, and entertainment expenses. Now if you do not have to do completely away with these things. You can just cut down on the cost. In Singapore, you may change your cable package so that it will cost less a month. This is the same with the internet. Although if you use the internet for work then you will not want to completely get rid of it.